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100,000 passive income targets per year | Attack

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This is the third article in the self-planning series, the previous one is here:

  1. Ultra-practical self-planning model

  2. How to find vision and goals


In the article " How to find vision and goals, " we introduced how to find your own vision and how to derive goals from your vision. This time, let's take a look at how to break down the goal - the big goal can only be realized if it is feasible only after being properly decomposed into a small goal.

Now, let's take a look at what to do with the target decomposition.


>> Beginning with the end, step by step

To do target decomposition, usually take a top-down strategy (that is, start with the end). For example, your goal is to achieve a passive income of 100,000 yuan per year after 5 years. The results of top-down decomposition are as follows:

What is the key to the decomposition process?

The key is to repeatedly ask yourself a question: what are the possible ways to achieve this goal, and what must be done.

Keep asking, repeating, progressive, progressive, and progressive, until you find the smallest series of “what must be done” that doesn't need to be split. They are the next step in getting you started.

Starting with the end, step by step, can help you find several possibilities to achieve the goal, and how each can land, how to land, but there is actually a very critical problem: many people often can not find a few Possible options to achieve the goal.

So how can we find more possibilities?


>> How to find more possibilities

Our past growth environment, the knowledge we have gained, and our experience often bring us a lot of thinking restrictions, so that when we face a problem or a goal, we can only find the options that conform to the inertia of the past thinking, and finally find that there is no Choose or have to choose a program that we don't like.

This kind of thinking inertia is the "implicit assumption." We need to identify which implicit assumptions we use when looking for a solution to the problem, break these assumptions, and combine brainstorming to find three or more options to expand our options.

  • Implicit assumption

The implicit assumptions are uninvited when we think, limiting the angle and scope of our thinking, leading us to see only two or three "visible options" and not knowing more "possible options."

For example, a software development engineer, although no longer likes to do software development, can often choose a software development position when looking for a job. Because he feels that he has been doing technology for many years, he has no other skills, and he can only continue to do the technology.

We are always influenced by implicit assumptions, but we often don't realize its existence, or realize it but feel that we can't change.

In fact, as long as you identify the implicit assumptions you use when making decisions, you can think of ways to change them.

The key to identifying implicit assumptions is to ask yourself: What is the choice for this choice.

Ask this question more and you can find out the implicit assumptions that determine your options.

As far as the software development engineer is looking for a job, he feels that he can only continue to do software development based on the following assumptions:

  1. What do I have to do, I have to do what I always do.

  2. I have no relevant experience and can't find work outside of software development.

  3. I can't develop other skills while doing software development work.

  4. In the past, accumulated knowledge, skills, and experience have invested a lot of costs and cannot be abandoned.

In fact, every implicit assumption can be broken:

  1. Lei Jun originally did software development and now has established a great company.

  2. Rice sister Li Wen was originally a UI designer. Later she resigned and founded her own food studio. Xu Husheng, the author of "Youth, Long Road", was originally a software development engineer and now specializes in writing.

  3. Zou Xin was originally a software engineer in a state-owned enterprise. Later, he studied time management and went out to manage the story book "Xiao Qiang Promotion", now freelance.

  4. An Xiaohui (" Hello, Programmer " and " Qt Quick Core Programming " author) started technical support and later switched to software development, earning only one-third of the revenue.

You see, the implicit assumptions can be broken. The key is whether you can empty your brain, not be bound by past experience, and let yourself think from scratch.

Taking our wage earners to achieve 100,000 yuan passive income, many wage earners may not consider trust income, rent, royalties, and certificate calls. The implicit assumptions may be:

  • I have no money, I can't buy a big trust.

  • I have no money, I can't buy a house for rent.

  • I can't write, I can't have royalties.

  • I don't have time, I can't get a certificate from a builder, a dietitian, etc.

But is this really the case? Or is it just that you assume that you can't do it yourself?

In fact, as long as you are willing to put down various assumptions and be able to think from scratch, you may get more options.

When we look for more options, we can use the brainstorming method.

  • Brainstorming

Brainstorming is proposed by Oss, USA, a way of thinking that stimulates collective intelligence, generates and proposes innovative ideas.

Brainstorming refers to a group of people (or groups) who innovate or improve around a particular interest or field, generate new ideas, and propose new approaches.

The process of brainstorming is as follows:


There are two key steps in brainstorming:

  1. Produce as many options as possible

  2. Evaluation options, choose a feasible solution

When generating options, be sure to follow a principle: only mention options, not judge. The goal of this phase is to find as many options as possible, even if this option is unreasonable and unrelated.

For example, when we brainstorm the use of a belt, many people will provide conventional options such as waist, tied books, and beating, but they may also eat, squat, cut, do manual, do dog collars, guide blinds, and tug-of-war. Wait for these unexpected options.

When we encounter these "unreasonable" options, we must also faithfully record, do not judge. Remember, we can only analyze the feasibility, advantages and disadvantages of an option by completing the option collection and by the evaluation stage.

In the first phase, we can't wait to make various judgments about the options proposed by others. This is a mistake that we often make when we are brainstorming.

The purpose of the first phase is to stimulate imagination, collect as many options as possible, and adopt an absolutely open mindset to encourage any option from any angle. Even if these options seem unbelievable, continue to encourage experimentation.

Although brainstorming is a method used to stimulate collective intelligence, you can use it alone, and it is often more creative when used alone.


>> Actual target decomposition

Now, we use the brainstorming method (when implementing brainstorming, remember to put down any assumptions), and exercise how to break down the goal of “worker earning 100,000 yuan passive income”.

This work is divided into three phases:

  1. Recursive decomposition option until all options cannot be further split, generating an option tree

  2. Analyze your knowledge, skills, experiences, assets, relationships, build filters

  3. Use your own filter to cut off branches that are not suitable for you on the target tree

  • Decomposition option

At this stage of the decomposition option, be sure to put down the self-hypothesis and judgment of "Which passive income form is right for me", "No, I don't have money", "I don't have this ability", you just want to list as much as you know or you hear. The possibility of all passive income (also searchable):

  • rent

  • Royalty

  • Stock dividend

  • Trust

  • Bond

  • fund

  • futures

  • Own business

  • Corporate partner

  • Advertising space

  • Answer

  • deposit

  • Video course

  • ......

Now your target decomposition map looks like this:


Next, apply brainstorming again to the first level option in the image above to further split.

Note that this step can be repeated as long as the options at a certain level can be split.

Let's see how to get the second level option.

The most important thing at this point is to ask this question again for each option: what are the possible ways to achieve this goal and what must be done. (Remember, we said at the beginning, "Beginning with the end, step by step")

For example, rent, there are these methods: residential rent, retail rent, construction site, scaffolding, excavators, cars...

For example, advertising space, there are these methods: car body, blog, personal site, windows facing the street, self-media (WeChat public number, headline number, a little information, etc.), Youku or iQiyi or YouTube video...

Such as royalties, physical books, e-books, starting points or creations on the website, such as paid serials, get columns...

For example, a trust of 1 million purchases, bought with people, and purchased by own funds...

For example, answering, becoming the person who answers the questions and asks questions...

For example, corporate partners, providing angel investment for others, participating in equity crowdfunding...

As long as you put the implicit assumptions in your happiness, don't judge whether this option is right for you, you can find a lot of options, you can't think of it, you can also use a search engine.

When you list the possible implementations for each option, your target decomposition map becomes like this:


Ok, then you know what to do: continue to break down, break down repeatedly, until there is no point.

After decomposing to the end, the target tree looks like the following (for ease of display, some branches are collapsed and some branches are hidden):

Now, you can analyze your own resources and build your own filters.

>> Build your own filter

The so-called filters are a list of resources you own, and with them you can implement an option.

This step can use the following form to avoid omissions:


Note, note, note that the above table represents the past tense, and we want to look at ourselves with growth thinking and leave the possibilities for the future. It is possible to distinguish knowledge and skills in such a simple way: knowledge is generally a noun, and skill is a verb, which refers to the ability to solve problems using knowledge and methods.

Looking to the future, you may be eager to have knowledge, skills, and connections that you don't have now that will help you become what you want. You can make these knowledge, skills, connections, assets, etc. into another form - the dream form.

With a dream form, you won't be completely determined by the past, and you have more possibilities.

Don't worry if you can really have something in the dream table in the future - as long as you have the ability to learn independently, as long as you actively develop yourself, you can have it.

>> Cut off branches that are not suitable

When you have your own resource table and dream table, you can filter against the target decomposition tree.

For example, if I can write, I need to keep the two branches of royalties and advertisements; because I have the knowledge and skills in career planning, I can retain this branch; I have knowledge of programming languages, skills in software development, and Training skills, the branch of the video course can also be retained...

Attention, note, note that when you are screening, you must refer to the dream form and keep the branch of dreams you want on the target decomposition tree so that your life has a taste and you will pursue it in the future.

Everyone can make this judgment.

For example, someone's ideal target tree is like this:



>> Summary

When you want to target decomposition, you can use paper, pen, or brain map tool (I use XMind). Regardless of the tool used, the steps to break down are the same:

  1. Use the brainstorming method to generate the target tree. When looking for options for a goal, you need to let go of the implicit assumptions in your mind and list all possibilities without judgment.

  2. Sort out your resources and sort out the screening form.

  3. Cut out the inappropriate branches according to the screening table.

Now, I believe that you have a clear understanding of how to break down the target, you can start your own practice - quickly find a small target for you, let's get started.

Up to now, we have got the goal. If we want the goal to really land, we have to form a plan. In the next article, let us introduce how to export the action plan from the target. Stay tuned.

Recommended reading :

The last time of the programmer's refined series Live - direction selection and transformation , starting at 8 pm on February 10, thanks for the support.