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Analysis of the prospect of postgraduate degree in finance

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Kai Cheng Jing Jing teacher here first talk about the significance of financial postgraduate study! In fact, no matter what kind of philanthropy you have in the world, you can't bow to life in this realistic society. When it comes to postgraduate research, or why graduate students in finance majors, there is a problem with the best personal value orientation. The so-called personal value orientation is the best way to optimize the future career of a person. Some people may refute my point of view and say what our ideals are, but one thing you have to remember is that any ideal is realized in the context of a certain social division of labor, that is, you as a person in a society, You must undertake a certain task of social specialization, and only then can you achieve or achieve your ideals and goals - you can't escape the planning problems of your career.



Under the modern economic conditions, whether it is domestic or foreign, the most important social evaluation index that defines the social role of a person is the degree of professional education. It can be said that choosing a major is to choose a career orientation. Of course, there are many examples of inter-disciplinary success, but that is more of a special product in the context of certain industries. In the process of developing a specialized economy, the demand for specialized talents in various specialized industries is still the mainstream trend of future occupational division of labor.

As the saying goes, "Men are afraid to go wrong, women are afraid to marry the wrong man." If your ideals and interests are really in the financial industry, and your previous education has a certain distance or similarity to the industry, then choose Postgraduate study; if your undergraduate study is a finance major, and you want to have a higher development space in this industry, then choose a postgraduate study.

In the current financial workplace, the academic qualifications are still a mainstream. A better financial institution, almost all of the requirements for personnel recruitment are master's degree or above, graduated from a famous school, and so on. This kind of superficial glitz is more concentrated in the areas of Beijing, Shanghai and Guangzhou, where the economy is developed and financial opportunities are high. Education and majors have become the main indicators for HR's selection of talents. When I graduated, I once participated in the recruitment meeting of China Merchants Bank. I just threw my resume and I was thrown back. "We don't need an undergraduate student!" It was a big stimulus at the time. Now think about it, actually investing in my service now. Banks are repeating this old path. There is no way, there are too many people, and it’s too late to examine in detail what they have learned. In order to simplify the work process and reduce the workload, only the academic cardholders are used. After all, in China, the graduate students are not much. The level of street sweeping, and the level of education, can still explain a person's learning ability, knowledge system, development space.

For the professional direction of colleges and universities, the selection of colleges and universities, we must focus on the following points:

First, the industry choice for future development - what professional direction is more in line with your career development goals in the target industry, choose the professional direction that should be applied for;

Second, the choice of space for future development - in the domestic (outside) which areas will allow you to develop your strengths and identify the areas in which you want to work and live in the future;

Third, the interpersonal positioning of future development - what kind of school, in the industry you want to serve, can give you a deep network of contacts, after all, modern Chinese alumni resources are also very important resources.

Among them, I think there are three basic principles that should be followed: the principle of proximity, the principle of specialization, and the principle of development expectation. The principle of proximity, that is, the institution you want to apply for, should have a certain influence in the area where you want to work and live in the future, so that you will be able to choose a career in the area after you graduate. The principle of specialization, that is, the institutions you are applying for, have traditionally had excellent financial education accumulation, preferably financial and economic colleges, or comprehensive universities with good financial and economic traditions. Usually there are certain alumni resources in the financial and economic circles, and the areas where people may be employed in the future. They are unique in specialization and have certain influence in the financial industry. There are many benefits for future employment. The principle of development expectation, the positioning of the profession to be engaged in the future, is the first thing you should consider when choosing a professional direction. Judging from the current development situation in the financial industry, the future development direction of the financial industry is service specialization and business diversification. Financial mixed industry is a big trend. Therefore, from the perspective of the current distribution of financial disciplines, there are potential professional directions: corporate finance, risk management and control, financial engineering, financial markets, insurance actuarial, and securities investment. For the quantitative analysis, micro financial outlook is promising, if the macro direction is interested in doing research work is also a good choice.

Speaking of this, what is the significance of the postgraduate entrance examination? One that allows you to enter an industry (or the high end of an industry), experience another stepping stone of life, a ladder for ascending, a preparation phase to achieve your personal value orientation. Of course, it all starts with your confidence in an industry and is optimistic about the future development of an industry. Finance is the core of the modern economy, and it is vital to link the entire capital chain. Perhaps this is one of the reasons why many of my friends are optimistic about the financial profession – the employment of financial graduates.



Judging from the employment prospects of financial graduates in recent years, there are usually several trends in the graduation of finance majors:

1. Commercial banks, including the four major banks and joint-stock firms, city commercial banks, and domestic branches of foreign banks.

2. Securities companies, including fund management companies; Shanghai Stock Exchange, Shenzhen Stock Exchange, and the Futures Exchange.

3. Trust and investment companies, financial investment holding companies, investment consulting firms, and large enterprise finance companies.

4. Financial holding group, four major asset management companies, financial leasing, and guarantee companies.

5. Insurance companies and insurance brokerage companies.

6. Central (People's Bank), Banking Supervision and Administration Commission, Securities Industry Supervision and Administration Commission, and Insurance Regulatory Commission. This is the financial industry supervision and administration institution.

7. Policy banks such as China Development Bank and China Agricultural Development Bank.

8. The Social Security Fund Management Center or the Social Security Bureau is usually the insurance direction.

9. The government administrative agencies of the national civil service sequence, such as the finance, auditing, and customs departments; the financial and financial professional teachers of higher education institutions; and the researchers of research institutions.

10. Listing (or wishing to list) the securities department, the finance department, the securities affairs representative, and the board of directors of the company.

Financial graduate students are still very popular in this aspect, and the prospects for financial examinations are also very broad. Both employment and salary are very good. Finally, Kai Cheng Jing Jing teacher wished all candidates for financial examinations a bright future!